Basically, you can just call some local insurance agents, and ask them to give you a ballpark figure based on your age, make/model/year of car you are buying (ask if v6 vs v8 matters), etc. For ballpark estimates, don't let them check your credit -- too many credit checks will actually bring your credit down which will adversely affect your car buying and insurance state (yes, car insurance prices changed based on your credit rating).
Your uncle will probably know some of the local agents based on his car insurance as well as that of friends etc.
Your rate will go down based on safety features (air bags, anti lock breaks, car alarms), but will go up based on performance things (4-wheel drive, which hit me in college when I took my parents jeep, engine size, etc).
You'll be lucky that you're still in the midwest, price wise, but probably get a college town/metro area hit on price still.
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Date: 2009-08-18 03:37 pm (UTC)Your uncle will probably know some of the local agents based on his car insurance as well as that of friends etc.
Your rate will go down based on safety features (air bags, anti lock breaks, car alarms), but will go up based on performance things (4-wheel drive, which hit me in college when I took my parents jeep, engine size, etc).
You'll be lucky that you're still in the midwest, price wise, but probably get a college town/metro area hit on price still.